Appointments can be held by video call, by phone or in person at one of our local offices.
Claim compensation on a ‘NO WIN NO FEE’ basis for all types of serious injury, workplace and traffic accident.
We can help you buy or sell a residential or commercial property including leasehold properties on a ‘NO MOVE NO FEE’ basis.
We help with divorce, children, finances, civil partnerships, estate planning and administration.
We can help with estate planning to protect your wealth for the future and with probate/estate administration.
Our expert solicitors can help you claim for, or settle a civil dispute, loss of money or a commercial debt.
Uninsured Drivers Accident Injury Claim Experts
An Uninsured Driver Accident Claim is the legal process for you to get compensated if you are injured by a driver who is not covered by insurance.
There are an estimated one million uninsured drivers on the road in the UK today, although it is a criminal offence to drive without insurance.
Drivers without insurance are more likely to leave the scene without identifying themselves - a hit and run accident - through fear of prosecution or disqualification.
An Uninsured Driver Accident Claim is totally justified where you are injured due to the fault or negligence of others, even when the party responsible cannot be identified or does not have insurance.
The experienced team at PSR Solicitors in North Wales and Cheshire, will guide you through the entire process to ensure the best possible settlement is achieved.
Pursuing compensation for your accident is not something you have to do on your own, you need the specialist advice we have become recognised for.
Trust us to help you.
*Please note that new regulations apply for all car accidents after 01/06/21 and compensation will now be awarded as per a Government tariff scheme.
I have dealt with many firms over the years, and this firm has been on another level compared to others. The customer service, knowledge and speedy completion of the sale was much appreciated.
PSR’s quotation for my work was competitive and I have other conveyancing work coming up soon but I won’t be shopping around and will go straight to PSR again.
If you should find yourself in the unfortunate position of requiring the services of an accident claims solicitor then there is simply no one who will look after you better.
Have worked alongside Toni on a number of cases. Fantastic service
Great highly recommend
If the driver involved in an accident is uninsured, they may choose not to stop, or pretend to pull over and then speed off before you can obtain their details. This is unfortunately a regular occurrence in England & Wales.
This leaves you, the injured party, unable to pursue a normal accident claim as there is no-one to claim against.
If the person does stop, how do you know if they have insurance or not?
Sometimes, the person might be honest and admit it to you, but it is always best to check yourself on www.askmid.com by searching for the registration number. It is recommended you do this at the scene as long as it is safe to do so.
Being injured is upsetting enough but not being able to identify the person responsible, or finding out that they do not have insurance, is likely to have amplified your emotions. Fortunately, there is a system in place to protect you. If you are involved in an accident with an uninsured or unidentifiable driver, your claim for compensation will be made through the MIB.
The Motor Insurers’ Bureau (MIB) is an organisation founded with the intent of dealing with compensation for accidents involving uninsured or untraced drivers. Every insurer providing compulsory motor insurance in the UK is obligated to have an agreement with the MIB as outlined in the Road Traffic Act 1988.
If the responsible party for a road accident is formally identified, and shown not to be covered by a valid insurance policy, the MIB may step in and deal with the compensation claim against an uninsured driver for the victim. They may also oversee claims against untraced drivers, or for accidents involving drivers covered by a foreign insurance company.
Claims can include damages to the vehicle, such as the costs to repair or replace it when the claimant is not comprehensively insured, property damage, medical costs, and any other losses occurred because of the accident.
The MIB is funded by mandatory contributions from all UK motor insurers, and untraced or uninsured driver compensation claims cost law-abiding drivers an estimated £30 a year in car insurance premiums.
The Motor Insurers Bureau (MIB) estimates that up to 10% of all vehicles on our roads are uninsured vehicles. That means if you are hit by an uninsured driver, there is no policy in place to cover your personal injury and other losses.
Fortunately, the MIB has a scheme in place for Uninsured Drivers.
In some situations, the driver may not have insurance to drive that vehicle, but the owner of the car does. As long as somebody is insured to drive the car there is a good chance the innocent victim will be able to claim compensation from that insurer.
However, it may take an experienced professional to uncover the truth of the matter and get the compensation you are entitled to.
If you are involved in an accident with an uninsured driver, you can submit an electronic claim with the MIB, which our expert Uninsured Driver Accident Claims solicitors can help you prepare for investigation. The MIB must respond to your claim within 30 days.
If liability is admitted by the uninsured driver, we will then proceed to arrange medical examinations and damage reports to submit a settlement request to the MIB. This will include a compensation amount to cover all your losses, pain, and suffering.
Your settlement may be accepted, or you may receive a counter-offer. This stage of negotiations is usually where most claims are settled, however we may make an application to the court if the negotiation breaks down.
If you are making a personal injury claim for an accident involving an uninsured driver, you must submit your claim within 3 years of the accident, or from the date of knowledge. This is the date in which the full extent of your injuries has been assessed and diagnosed. There are a number of exceptions, such as accidents involving minors or those lacking mental capacity.
Claims for property damage can be made up to 6 years from the accident in England and Wales.
It should be noted that you may not be eligible to make a claim with the MIB if you were aware that the vehicle or driver in question was not properly insured. If you had reason to believe the vehicle was stolen or uninsured, you cannot make an uninsured driver injury claim - rather, you may sue the driver directly for damages.
If you are looking to claim compensation for an accident with a car with no insurance and you want free advice from a fully qualified solicitor then please contact us now.
Using one of our specialist RTA Solicitors ensures that you have a better chance of winning your claim and receiving all of the compensation and help that you are entitled to all on a No Win No Fee basis. This means that you won't have any legal costs to pay if your claim is unsuccessful so No Win No Fee = No Risk To You.
We have offices throughout North Wales and Cheshire (Colwyn Bay, Ellesmere Port, Rhyl, Shotton, Wrexham, Wallasey, and Chester) and as one the leading teams of Personal Injury Solicitors in Wales and in Cheshire, you can contact us safe in the knowledge that one of our expert solicitors will take care of everything for you on a No Win No Fee basis allowing you to carry on with your life whilst we proceed with your legal case.
If you are looking to seek compensation for a road traffic accident and you want free advice from a fully qualified solicitor then please contact us now. Using one of our specialist solicitors ensures that you have a better chance of winning your case and receiving the reward and help that you are entitled to all on a No Win No Fee basis. This means that you won't have any legal costs to pay if your case is unsuccessful so No Win No Fee = No Risk To You.
Richard Layfield LLB
Solicitor - Head of Personal Injury
I've been a Solicitor at PSR Solicitors since March 2013 and am head of Personal Injury throughout the firm as well as having full responsibility for managing the Rhyl office.
I completed both my Law LLB and LPC degrees at Cardiff University, graduating in 2008 and 2009 respectively. Thereafter, I completed my 2-year training contract at a firm based in Cardiff, then I was retained by this firm as a Criminal Defence Solicitor until I decided to relocate up to North Wales.
As an experienced personal injury and civil litigation Solicitor, I represent Claimants in all manner of personal injury case work including injuries as a result of Road Traffic Accidents, Accidents at Work, and Occupiers Liability Accidents. I handle all types off personal injury claims from the minor right through to complex, serious injury claims.
Outside of work I'm a keen rugby fan, who enjoys running and travel.
Shotton Office, Rhyl Office, Ellesmere Port Office, Wallasey Office
Paul Rossiter
Paul Rossiter LLB Law
Managing Director
I qualified as a solicitor in 1998 and worked as a Personal Injury Specialist throughout my legal career, dealing with high value serious injury cases obtaining both compensation and rehabilitation for my clients. I was a member of APIL (Association Of Personal injury Lawyers) and recognised by the Law Society as being a Senior Personal Injury Solicitor.
After working in various law firms, both small high street firms and a larger practice in Manchester, I saw a gap in the market for a high quality practice that had the same core high street values of being personable and approachable and combining them with the efficiency and professionalism of a larger practice. PSR Solicitors was therefore established in 2009 and since then PSR Solicitors has provided high quality legal services to local clients throughout North Wales and Cheshire.
I live in Chester with my young family and 2 dogs and enjoy regular holidays along the coast of North Wales and Ibiza.
I have recently been asked to join the board of trustees at Platform For Life, a mental health counselling charity in Chester. Good mental health is the foundation of a more fulfilled, happy and healthy life, yet many families struggle to access the help and support they need to achieve it. Platform for Life offers free local counselling and play therapy for families who would otherwise not be able to afford it.
Richard Layfield
USUAL LOCATIONS: Shotton Office, Rhyl Office, Ellesmere Port Office, Wallasey Office
Mark House
Mark House LLB
Solicitor - Head of Litigation
USUAL LOCATIONS: Shotton Office, Wrexham Office, Colwyn Bay Office, Wallasey Office
I completed my law degree and legal practice course at Nottingham Law School, before qualifying as a solicitor in 2004. I then worked at a specialist personal injury firm in the East Midlands and a leading regional firm, before joining PSR in 2017.
With PSR I've continued to specialise in acting for Personal Injury claimants and have developed a keen understanding of the procedures and tactics involved in pursuing a claim, as well as the difficulties and concerns faced by people who have suffered as the result of an accident.
Since 2014 I've been proud to help hundreds of people. I've represented the public in all manner of injury claims, including serious orthopaedic injuries, brain damage, and psychological trauma. I was instructed to deal with claims for clients in the aftermath of the Potters Bar rail crash and the Penhallow hotel fire.
In addition, I represent clients in relation to all manner of disputes. I have dealt with professional negligence claims, such as those against solicitors and builders. I have helped clients recover money which is due to them and to dispute invoices which have been sent to them. I have helped business defend claims against them. I have tackled neighbour and boundary disputes.
I live locally to the Colwyn Bay office, and outside of work, I enjoy taking advantage of the coastal and mountain outdoor activities which are available on the doorstep. I'm also heavily involved with an outdoor pursuits charity, which I find an enjoyable and rewarding way of using my free time.
Jasmine Simpson
Jasmine Simpson LLB (Hons)
Solicitor
USUAL LOCATIONS: Rhyl Office, Colwyn Bay Office
I joined PSR Solicitors in May 2022 as part of their first cohort of Trainee Solicitors. After being admitted as a Solicitor in August 2023, I joined the firm's Litigation Department.
I completed my Law degree at The University of Liverpool in 2018, then went on to complete the Legal Practice Course at The College of Law, Chester.
Outside of work I enjoy making the most of living in North Wales and often spend my weekends on the Llyn Peninsula. I also enjoy going to the gym, skiing holidays and travelling to warmer destinations.
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