Road Accident Claim Settled for £25,000 After Officer Injured While Jogging

Our client, a 52-year-old police officer from Neston, contacted PSR Solicitors after sustaining multiple injuries in a road traffic accident. As someone with a physically demanding job and a longstanding commitment to personal fitness, he had been out on a routine early morning run when the collision occurred.

Circumstances of the Accident

The incident took place on Deeside Industrial Estate in low-light conditions. Our client was wearing appropriate high-visibility gear, including a headtorch and reflective running clothing, to ensure he remained visible to passing vehicles. As he crossed a quiet junction, a vehicle unexpectedly turned in and struck him, causing him to fall and hit the ground with force.

Despite taking every reasonable precaution for his safety, he sustained serious injuries as a result of a driver failing to take appropriate care.

Injuries Sustained and Ongoing Impact

The collision left him with a head wound involving both the forehead and ear, which led to ongoing tinnitus. He also sustained soft tissue injuries to his neck and back, with symptoms that continued for several months after the incident. Over time, he developed psychological symptoms consistent with trauma from the experience.

Although his recovery was positive overall, he was unable to return to his previous level of physical activity. This had a significant impact on his daily life, routines and long-term wellbeing.

How PSR Solicitors Handled the Claim

The client instructed PSR Solicitors within a month of the accident. We acted quickly to initiate the claims process, requesting third-party details through appropriate channels and submitting a formal claim to the defendant’s insurer.

Initially, the insurer failed to respond on the issue of liability. Nevertheless, we proceeded with gathering medical evidence to support the strength of the claim. An orthopaedic expert was instructed to assess the musculoskeletal injuries and confirmed the nature and extent of the damage. This report recommended further assessments with an ENT consultant for the tinnitus, a plastic surgeon for scarring, and a psychologist for the emotional trauma.

The insurer objected to these referrals, but we confirmed that we would be proceeding regardless, based on clinical necessity and the overall seriousness of the injuries.

Within the same week, the insurer made a pre-medical settlement offer. While early offers can sometimes be premature, we reviewed it carefully in light of the Judicial College Guidelines, the orthopaedic opinion, and the nature of the ongoing symptoms. We advised the client that, in our view, the offer reflected a fair and appropriate level of compensation.

Settlement and Outcome

The claim was settled within eight months of instruction, without the need for court proceedings. A total settlement of £25,000 was secured, resulting in £18,750 net of legal costs for the client.

The compensation reflected the injuries sustained, the disruption to his lifestyle, and the psychological effects of the collision. The client was able to move forward with the reassurance that what he had been through had been taken seriously, and that the harm he suffered had been properly recognised.

Fee Earner’s Comment

“This was a claim where the insurer’s early offer needed careful analysis. We ensured our client understood the full implications before making any decisions. By acting swiftly and maintaining pressure on the defendant’s representatives, we achieved a fair and timely settlement that avoided unnecessary delay or litigation.”

Client Feedback

The client expressed sincere thanks for our proactive support, clear guidance and steady communication throughout the process. He was pleased with the outcome and felt confident that his case had been handled professionally and with care.

Speak to our Specialist Road Traffic Accident Solicitors

At PSR Solicitors, we help people across North Wales, Cheshire and the North West recover physically, emotionally and financially after being injured in road accidents—whether as drivers, passengers, cyclists or pedestrians. If you have been involved in an accident that wasn’t your fault, we’re here to help you understand your options and access the support you deserve.

Our personal injury team offers No Win, No Fee representation wherever possible, meaning you can pursue your claim without financial risk. With offices in Wrexham, Colwyn Bay, Rhyl, Shotton, Chester, Wallasey and Ellesmere Port, we are never far away when you need trusted legal advice.

To speak to a specialist solicitor, call 0800 020 9167 or complete our online enquiry form and a member of our team will be in touch.