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Our client, a Project Manager based in Kettering, approached PSR Solicitors for support with the purchase of a new home. She was relocating and replacing her existing residence with a distinctive property that offered more than just a house, this was a move that required precise legal handling to ensure every element of the transaction was correctly managed.
The property included a residential home with stables, a two-bedroom annex, and approximately three acres of land. The title was also subject to an overage clause, a legal mechanism that can trigger further payments if the land is developed in the future. Combined with the mix of residential and non-residential elements, this raised a number of legal and tax considerations that required careful handling.
From the outset, our role was to ensure the client’s interests were fully protected and that each stage of the purchase was approached with clarity and attention to detail. The client placed her trust in our conveyancing team to guide the process and deliver a secure, well-managed outcome.
We conducted all aspects of the legal work remotely, given the geographical distance. This included the drafting and review of the contract and Land Registry documents, submission of the stamp duty return, and acting as the client’s agent for SDLT payment.
A key issue was the classification of the two-bedroom annex. There was initial concern it might be treated as a second dwelling, which would have increased the SDLT liability. However, after a detailed review, we established that it made up less than one-third of the property’s total value. As a result, the annex was not classed as a second dwelling, avoiding a higher rate of tax.
Since the abolition of Multiple Dwellings Relief (MDR) on 1 June 2024, we had to explore other options. Working alongside the client’s independent tax adviser, we arranged for the stables and land to be treated as non-residential. This allowed the transaction to qualify as mixed-use for SDLT purposes, resulting in a significantly reduced liability.
We also dealt with a restriction on the title linked to the overage clause. This required us to liaise directly with the overage owner to obtain a certificate of compliance, ensuring the title was clear ahead of completion.
This was a multi-layered transaction that required collaborative working with various parties. Our team:
The matter was completed within 14 weeks, the timescale we had set out in our initial engagement. The transaction concluded without any need for further legal intervention, and the client was pleased with both the process and the outcome.
“This transaction was far from straightforward and required specialist advice and consistent support throughout. The client remained patient and polite and we’re delighted to have achieved an excellent result within the agreed timescale.”
Whether you’re purchasing a home with added land, dealing with title restrictions, or facing unexpected stamp duty complications, PSR Solicitors can help you move forward with confidence. Our conveyancing team has the knowledge and experience to guide you through even the most complex residential transactions.
We offer a No Move, No Fee service for conveyancing clients, ensuring peace of mind from the outset. With offices in Wrexham, Chester, Rhyl, Colwyn Bay, Shotton and Ellesmere Port, we support property buyers and sellers across North Wales, Cheshire, Merseyside and the North West.
To find out more about how we can help you, speak to our No Move No Fee Conveyancing Solicitors on 0800 020 9167, or complete our online enquiry form to request a call back from one of our experts.
A 56-year-old cyclist from Birmingham has successfully secured £30,000 in compensation following a serious road traffic collision that left him with long-term injuries. The client, Mr M, contacted PSR Solicitors shortly after the accident for expert legal guidance, and our personal injury team worked diligently to ensure his injuries were properly recognised and his financial losses fully recovered.
On 12th February 2023, around 6:30pm, Mr M was cycling along the A38 Bristol Road — a busy thoroughfare in Birmingham — when he approached a T-junction. As he continued with right of way, a vehicle emerging from the side road failed to stop. The driver, in clear breach of the Highway Code, pulled out directly into Mr M's path, causing a sudden and forceful collision.
The impact was significant. Mr M had no opportunity to avoid the crash. He was thrown from his e-bike, suffering serious injuries as a result. Witness accounts and the road layout confirmed that the other driver had failed to give way, and was entirely at fault for the accident.
The collision left Mr M with a series of painful and debilitating injuries. These included trauma to his right foot and thigh, damage to his left leg and ankle, and injuries to his right shoulder and upper arm. Most significantly, he developed deep vein thrombosis (DVT), a condition medically determined to be caused by the accident and one that he will live with permanently. This led to long-term changes in his health and lifestyle.
Medical experts determined that the DVT was not only a direct result of the accident, but would also have permanent implications for Mr M's health. He would now require long-term management of the condition, including daily medication and the use of compression stocking, both of which imposed new financial and lifestyle burdens.
Mr M reached out to PSR Solicitors through our online enquiry form shortly after the incident. From the outset, we prioritised a comprehensive approach, ensuring that both the immediate injuries and the emerging long-term medical issues were properly documented.
Initially, the claim was submitted via the Rapid Claims Portal under the Pre-Action Protocol for low-value personal injury claims. Liability was admitted at an early stage by the defendant, which allowed us to focus on establishing the full extent of the injuries and building a robust claim.
As the complexity of Mr M’s condition became clearer, our legal team obtained four expert medical reports. These included opinions from an orthopaedic surgeon and a vascular specialist with experience in DVT cases. The medical evidence was essential in proving that the DVT was caused by the collision and would lead to long-term health implications.
In addition to the medical documentation, we gathered full evidence of financial losses, including:
To ensure that the claim was appropriately valued, we also sought written advice on quantum from a barrister. Their opinion confirmed that the defendant’s initial offers underestimated the true value of the claim.
As the value of the claim exceeded £25,000, the matter was removed from the portal and managed under the standard litigation track. Early settlement negotiations began in April 2025, but the defendant’s initial offer of £21,000 did not reflect the full extent of Mr M’s suffering or long-term care needs.
Following continued negotiations and detailed submissions from our legal team, the defendant eventually agreed to settle the claim for £30,000 in August 2025. This sum included general damages for pain and suffering, as well as special damages to cover Mr M’s long-term medical costs and financial losses.
The compensation Mr M received has enabled him to replace his e-bike and recover losses for his past and future medical needs, including the cost of daily medication and compression therapy.
Mr M has described the settlement as providing both closure and peace of mind. The funds have also helped alleviate the anxiety caused by the sudden and permanent changes to his health and lifestyle.
“While the facts of the collision were straightforward, proving the causation between the accident and the subsequent development of deep vein thrombosis required a detailed and medically-informed approach. We were able to demonstrate the link clearly through expert evidence and secure a settlement that properly reflected the long-term nature of the injury. This case is a strong example of how thorough legal and medical handling can make all the difference.”
Mr M provided heartfelt thanks following the successful conclusion of the case. He expressed particular appreciation for the clear advice, regular updates, and supportive communication he received throughout the process. His feedback is a reflection of our commitment to client care and to achieving the best possible outcome in every case we take on.
If you have been injured in a road traffic accident that was not your fault, whether as a cyclist, pedestrian, passenger or driver, PSR Solicitors are here to help. We will take the time to understand your situation, provide clear legal advice, and pursue the compensation you need to move forward.
We work on a No Win, No Fee basis, meaning there is no financial risk to you. With offices in Wrexham, Chester, Rhyl, Colwyn Bay, Shotton and Ellesmere Port, our team is here to support clients across North Wales, Cheshire, Merseyside and beyond.
To find out how we can help, call us today or fill in our online enquiry form to request a call back from one of our personal injury solicitors.
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