Are you thinking of buying your council house?
If so then contact PSR Solicitors to see how we can help you. We know how stressful and time consuming buying a property can be. The procedure itself can be a harrowing experience without the pressure of arranging any necessary mortgage or financial assistance and dealing with the initial application process with the Council. One of our dedicated conveyancing solicitors can assist you at every stage of the legal process and keep you fully updated on the legal progress of your purchase from start to finish. Trust us to help you.
Procedure of buying your council house property
Once you have made the decision to buy your Council House you will need to contact your Council and commence the statutory application requirements. If you instruct us once your application has been accepted or at an early stage we can arrange with you to have the initial forms and necessary checks completed in readiness. Once the offer has been agreed between you and the Council we will have the necessary information to hand to immediately start the legal process of purchasing your Council House without delay. The more quickly and smoothly the transaction runs the more quickly you will own your home.
Once we have received the contract pack from the Council’s legal department we can commence with searches, investigate the legal title to the property and raise any relevant enquiries. Once we are satisfied with all the replies to our enquiries, results of searches and are in receipt of any required mortgage offer, a completion date can be proposed. Final confirmation from the Council that all rent is paid up to date will be required before completion can take place.
Should you require a mortgage on the property we will liaise with your mortgage lender, deal with their requirements and request the mortgage funds in readiness for completion. We will pay for the searches and any stamp duty land tax on your behalf.
Please note that for a set period of time after buying your Council House you must first offer it back to the Council should you wish to sell it in the future. You may also have to repay your discount to the Council if you sell within a specified period.
Our experienced solicitors can also assist you with a wide range of issues that may arise on a purchase such as:
- Your legal and beneficial interests in the property
- Lack of rights which need to benefit the property
- Lack of Planning Permission or Building Regulations Approval
- Restrictions affecting the property
- Additional financial charges affecting the property
- Adverse search results affecting the property
If you are looking to undertake a right to buy of your council house and you want free advice from a fully qualified conveyancer then please contact us now. Using one of our specialist conveyancers ensures that your property transaction will proceed quickly and with the minimum amount of stress.
We have offices throughout North Wales and Cheshire and you can contact us safe in the knowledge that one of our expert conveyancers will take care of everything for you.
* You will have to meet any disbursements (i.e. search fees) incurred as these are paid to third parties.
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